{"id":130,"date":"2020-02-12T14:11:00","date_gmt":"2020-02-12T13:11:00","guid":{"rendered":"http:\/\/info.vivendex.com\/business-partners\/?p=130"},"modified":"2023-04-13T09:32:46","modified_gmt":"2023-04-13T08:32:46","slug":"quina-es-la-diferencia-entre-estats-financers-i-estats-economics","status":"publish","type":"post","link":"https:\/\/info.vivendex.com\/business-partners\/ca\/quina-es-la-diferencia-entre-estats-financers-i-estats-economics\/","title":{"rendered":"Quina \u00e9s la difer\u00e8ncia entre estats financers i estats econ\u00f2mics"},"content":{"rendered":"<p>Analitzem els conceptes d&#8217;estat financer i estat econ\u00f2mic a una ag\u00e8ncia immobili\u00e0ria, en qu\u00e8 es diferencien aquests conceptes?<\/p>\n<p><!--more--><\/p>\n<p>Encara que d&#8217;entrada puguem pensar que s\u00f3n el mateix, o fins i tot puguem confondre&#8217;ls, estat financer i estat econ\u00f2mic s\u00f3n dos conceptes ben diferents. En aquest article, intentarem explicar el que representa cadascun d&#8217;ells i la seva incid\u00e8ncia en el dia a dia d&#8217;una ag\u00e8ncia immobili\u00e0ria.<\/p>\n<h3>En qu\u00e8 es diferencien els estats financers i els estats econ\u00f2mics o comptables?<\/h3>\n<p>El mat\u00eds principal entre tots dos \u00e9s que, mentre els estats financers representen la<strong> liquiditat<\/strong>, els estats econ\u00f2mics fan refer\u00e8ncia a la <strong>solv\u00e8ncia<\/strong>.<\/p>\n<p>Malgrat ser una difer\u00e8ncia clara, en massa ocasions <strong>la confusi\u00f3 o mescla d&#8217;aquests dos conceptes porta a malinterpretar la situaci\u00f3 d&#8217;una empresa,<\/strong> en aquest cas, d&#8217;una immobili\u00e0ria. Succeeix fins i tot en economies dom\u00e8stiques, quan nom\u00e9s es t\u00e9 en compte un d&#8217;ells en lloc d&#8217;analitzar tots dos de manera conjunta.<\/p>\n<p>Des del meu punt de vista, amb m\u00e9s de vint-i-quatre anys d&#8217;experi\u00e8ncia en el sector financer -la meitat dels quals he treballat com a director d&#8217;una oficina banc\u00e0ria-, la major part dels gerents d&#8217;ag\u00e8ncies immobili\u00e0ries tendeixen a valorar la situaci\u00f3 de la seva empresa per moments puntuals.<\/p>\n<p>Qu\u00e8 significa aix\u00f2? Que <strong>creuen que la seva situaci\u00f3 \u00e9s bona o dolenta en funci\u00f3 dels diners del qual disposen en el seu compte corrent<\/strong>. Una visi\u00f3 massa a curt termini i que acostuma a provocar confusi\u00f3, tant en un sentit com en l&#8217;altre.<\/p>\n<p>De fet, aquesta \u00e9s una reacci\u00f3 inconscient i innata de l&#8217;\u00e9sser hum\u00e0, perqu\u00e8 ens acostumem a creure nom\u00e9s el que veiem, sense invertir ni un minut a reflexionar el per qu\u00e8 del que estem veient.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" style=\"width: 800px;\" title=\"gastos-e-ingresos-agencia-inmobiliaria\" src=\"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2023\/01\/gastos-e-ingresos-agencia-inmobiliaria.jpg\" alt=\"gastos-e-ingresos-agencia-inmobiliaria\" width=\"800\" height=\"450\" \/><\/p>\n<h3>Com saber en quin estat financer es troba la teva immobili\u00e0ria?<\/h3>\n<p>Per a tenir una idea m\u00e9s encertada del punt en el qual es troba la teva ag\u00e8ncia, has de valorar tamb\u00e9 aspectes com els <strong>cobraments i pagaments a curt i mitj\u00e0 termini<\/strong>, aix\u00ed com la freq\u00fc\u00e8ncia o recurr\u00e8ncia de cadascun d&#8217;ells.<\/p>\n<p>Segur que t&#8217;\u00e9s f\u00e0cil controlar partides com a n\u00f2mines, pagaments a la seguretat social o subministraments, que acostumen a ser despeses fixes mensuals. Per\u00f2,<strong> qu\u00e8 passa amb les despeses variables?<\/strong><\/p>\n<p>Efectivament, no \u00e9s tan senzill calcular-los mentalment, per\u00f2 s\u00f3n precisament aquests els que desvirtuen el diagn\u00f2stic de la situaci\u00f3 de la teva ag\u00e8ncia immobili\u00e0ria.<\/p>\n<h3>Exemples de despeses variables en una ag\u00e8ncia immobili\u00e0ria<\/h3>\n<p>Un exemple molt clar \u00e9s l&#8217;autofinan\u00e7ament de <strong>l&#8217;IVA<\/strong>. Des que es cobra d&#8217;un client, dins d&#8217;una factura, fins que el liquidem a Hisenda, poden arribar a passar m\u00e9s de tres mesos.<\/p>\n<p>Precisament en el cas d&#8217;una ag\u00e8ncia immobili\u00e0ria tenen especial rellev\u00e0ncia els <strong>honoraris de cadascun dels agents associats<\/strong>. La major part d&#8217;ells s\u00f3n aut\u00f2noms i comporten una factura de despeses en la qual s&#8217;inclou habitualment la liquidaci\u00f3 d&#8217;IRPF i IVA, que en aquest cas \u00e9s a deduir per part de l&#8217;empresa.<\/p>\n<p>En resum: per a tenir una visi\u00f3 m\u00e9s fidel de la situaci\u00f3 puntual de la nostra ag\u00e8ncia hem d&#8217;utilitzar eines que ens permetin incloure tot tipus de moviments comptables, ja siguin a curt o a llarg termini. La m\u00e9s coneguda, encara que no l&#8217;\u00fanica, \u00e9s una que oblidem amb massa freq\u00fc\u00e8ncia: el <strong>pressupost<\/strong>. Estigueu atents perqu\u00e8 aviat dedicarem un altre article en el nostre blog a aquest tema.<\/p>\n<p>Vols ser el primer a rebre totes les novetats del nostre blog en el teu email? Subscriu-te a la nostra Newsletter i rep tota la nostra informaci\u00f3 un cop al mes a la teva safata d&#8217;entrada.<\/p>\n<p><strong>Rebre not\u00edcies:<\/strong><\/p>\n<p><script type=\"text\/javascript\" src=\"https:\/\/api.clientify.net\/web-marketing\/superforms\/script\/110218.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Analitzem els conceptes d&#8217;estat financer i estat econ\u00f2mic a una ag\u00e8ncia immobili\u00e0ria, en qu\u00e8 es diferencien aquests conceptes?<\/p>\n","protected":false},"author":3,"featured_media":131,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1,22],"tags":[26],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quina \u00e9s la difer\u00e8ncia entre estats financers i estats econ\u00f2mics<\/title>\n<meta name=\"description\" content=\"Analitzem els conceptes d&#039;estat financer i estat econ\u00f2mic a una ag\u00e8ncia immobili\u00e0ria, en qu\u00e8 es diferencien aquests conceptes?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/info.vivendex.com\/business-partners\/ca\/quina-es-la-diferencia-entre-estats-financers-i-estats-economics\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quina \u00e9s la difer\u00e8ncia entre estats financers i estats econ\u00f2mics\" \/>\n<meta property=\"og:description\" content=\"Analitzem els conceptes d&#039;estat financer i estat econ\u00f2mic a una ag\u00e8ncia immobili\u00e0ria, en qu\u00e8 es diferencien aquests conceptes?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/info.vivendex.com\/business-partners\/ca\/quina-es-la-diferencia-entre-estats-financers-i-estats-economics\/\" \/>\n<meta property=\"og:site_name\" content=\"Vivendex People &amp; 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