{"id":115,"date":"2021-03-16T14:11:00","date_gmt":"2021-03-16T13:11:00","guid":{"rendered":"http:\/\/info.vivendex.com\/business-partners\/?p=115"},"modified":"2023-04-13T15:36:05","modified_gmt":"2023-04-13T14:36:05","slug":"per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc","status":"publish","type":"post","link":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/","title":{"rendered":"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?"},"content":{"rendered":"

Si gestiones una empresa del sector real estate, pot ser que alguna vegada t’hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d’un problema immobiliari, al contrari, parlem d’una situaci\u00f3 que pot afectar qualsevol tipus d’empresa i que t\u00e9 f\u00e0cil soluci\u00f3.<\/p>\n

Per comen\u00e7ar, cal aclarir que el que veiem en el compte corrent del banc, \u00e9s a dir, el disponible o la tresoreria, no sempre ens d\u00f3na una idea fidel de la situaci\u00f3 econ\u00f2mica en la qual ens trobem. M\u00e9s aviat reflecteix, juntament amb els diners en efectiu que tinguem, el nostre estat de liquiditat.<\/span> Res m\u00e9s que aix\u00f2.<\/p>\n

<\/p>\n

Factors que poden desvirtuar la percepci\u00f3 econ\u00f2mica<\/h2>\n

Un clar exemple seria la difer\u00e8ncia de dies entre cobraments i pagaments<\/span>. No \u00e9s la mateixa fotografia la que podem veure quan acabem de cobrar els nostres honoraris que la que veiem quan toca fer pagaments. Les difer\u00e8ncies poden ser significatives, per la qual cosa cap d’aquests moments retrata b\u00e9 la nostra situaci\u00f3 econ\u00f2mica real.<\/p>\n

Quelcom semblant passa amb els estats financers i els estats econ\u00f2mics<\/a>, mentre que els primers representen la liquiditat<\/span>, els segons fan refer\u00e8ncia a la solv\u00e8ncia.<\/span><\/p>\n

Un altre cas encara m\u00e9s gr\u00e0fic \u00e9s l’habitual autofinan\u00e7ament de l’IVA<\/span>, que com sabeu, si b\u00e9 es cobra en cada factura, no es liquida fins a principis del seg\u00fcent trimestre natural.<\/p>\n

Si no hem tingut en compte que una part dels ingressos s\u00f3n despeses inherents a la mateixa transacci\u00f3 comercial, podem trobar-nos que tenim diners al compte per\u00f2 que aquests resultin insuficients per cobrir a prove\u00efdors o a hisenda.<\/p>\n

Aquests aspectes s\u00f3n especialment rellevants a l’hora de planificar amb encert el pressupost de la nostra ag\u00e8ncia immobili\u00e0ria<\/a>.\u00a0<\/a><\/p>\n

El balan\u00e7 com a soluci\u00f3<\/h2>\n

En un balan\u00e7 es tenen en compte tots els ingressos i despeses, tant presents com futurs (reportats). Es tracta doncs d’una eina que ens pot advertir amb antelaci\u00f3 sobre si tindrem problemes de liquiditat.<\/p>\n

Balan\u00e7 empresa immobili\u00e0ria<\/a><\/h6>\n

El ens pot ajudar molt \u00e9s separar de cada ingr\u00e9s les parts que sabem que es destinaran a despeses<\/span>, com poden ser impostos, despeses fixes o honoraris a agents associats.<\/p>\n

D’aquesta manera tindrem una idea m\u00e9s ajustada de la part que suposar\u00e0 el marge final. Aix\u00ed, podrem afrontar despeses extraordin\u00e0ries<\/span> com poden ser des d’una campanya publicit\u00e0ria per a promocionar un immoble o servei<\/a>, fins a un canvi de l’equip inform\u00e0tic.<\/p>\n

Conv\u00e9 deixar a c\u00e0rrec dels nostres assessors fiscals el fer aquest balan\u00e7. Nosaltres simplement hem de supervisar-lo a fons com a m\u00e0xim una vegada al trimestre.<\/p>\n

Com s\u00e9 si puc pagar al comptat una despesa puntual sense perdre liquiditat?<\/h3>\n

Un bon m\u00e8tode que apliquen ja moltes empreses \u00e9s el de separar els conceptes o partides de cada factura. \u00c9s tan simple com repartir cada ingr\u00e9s que rebem a diferents comptes corrents:<\/span> impostos, honoraris, n\u00f2mines, socis\u2026 Aix\u00ed quan necessitem fer una despesa ser\u00e0 tan senzill com donar-li un cop d’ull al compte corresponent.<\/p>\n

Sembla una tasca complexa, per\u00f2 \u00e9s tot el contrari. De seguida t’adaptar\u00e0s a una nova manera de gestionar els recursos<\/span> que acabar\u00e0 beneficiant-te en d’altres aspectes, alguns tan importants avui dia com la gesti\u00f3 del temps a la teva immobili\u00e0ria.<\/p>\n","protected":false},"excerpt":{"rendered":"

Si gestiones una empresa del sector real estate, pot ser que alguna vegada t’hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d’un problema immobiliari, al contrari, parlem d’una situaci\u00f3 que pot afectar qualsevol tipus d’empresa i que t\u00e9 f\u00e0cil soluci\u00f3. Per comen\u00e7ar, cal aclarir que el que veiem en el compte […]<\/p>\n","protected":false},"author":3,"featured_media":390,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[34,29],"yoast_head":"\nPer qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?<\/title>\n<meta name=\"description\" content=\"Si gestiones una empresa del sector real estate, pot ser que alguna vegada t'hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d'un problema immobiliari, al contrari, parlem d'una situaci\u00f3 que pot afectar qualsevol tipus d'empresa i que t\u00e9 f\u00e0cil soluci\u00f3.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?\" \/>\n<meta property=\"og:description\" content=\"Si gestiones una empresa del sector real estate, pot ser que alguna vegada t'hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d'un problema immobiliari, al contrari, parlem d'una situaci\u00f3 que pot afectar qualsevol tipus d'empresa i que t\u00e9 f\u00e0cil soluci\u00f3.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/\" \/>\n<meta property=\"og:site_name\" content=\"Vivendex People & Properties\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-16T13:11:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-13T14:36:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2021\/03\/balance-en-una-inmobiliaria.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Josep Ramon S\u00e1nchez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"Josep Ramon S\u00e1nchez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/\",\"url\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/\",\"name\":\"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?\",\"isPartOf\":{\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/#website\"},\"datePublished\":\"2021-03-16T13:11:00+00:00\",\"dateModified\":\"2023-04-13T14:36:05+00:00\",\"author\":{\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/#\/schema\/person\/f41ebded5d7f08b3e63d6b229a2df7c1\"},\"description\":\"Si gestiones una empresa del sector real estate, pot ser que alguna vegada t'hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d'un problema immobiliari, al contrari, parlem d'una situaci\u00f3 que pot afectar qualsevol tipus d'empresa i que t\u00e9 f\u00e0cil soluci\u00f3.\",\"breadcrumb\":{\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/#website\",\"url\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/\",\"name\":\"Vivendex People & Properties\",\"description\":\"Vivendex Business Partners es el sistema que te permite captar contactos de calidad mediante procesos autom\u00e1ticos de marketing y ventas\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/#\/schema\/person\/f41ebded5d7f08b3e63d6b229a2df7c1\",\"name\":\"Josep Ramon S\u00e1nchez\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2023\/01\/josep-ramon-autor.jpg\",\"contentUrl\":\"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2023\/01\/josep-ramon-autor.jpg\",\"caption\":\"Josep Ramon S\u00e1nchez\"},\"description\":\"Business Partners Manager\",\"url\":\"https:\/\/info.vivendex.com\/business-partners\/ca\/author\/josep-ramon-sanchez\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?","description":"Si gestiones una empresa del sector real estate, pot ser que alguna vegada t'hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d'un problema immobiliari, al contrari, parlem d'una situaci\u00f3 que pot afectar qualsevol tipus d'empresa i que t\u00e9 f\u00e0cil soluci\u00f3.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/","og_locale":"ca_ES","og_type":"article","og_title":"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?","og_description":"Si gestiones una empresa del sector real estate, pot ser que alguna vegada t'hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d'un problema immobiliari, al contrari, parlem d'una situaci\u00f3 que pot afectar qualsevol tipus d'empresa i que t\u00e9 f\u00e0cil soluci\u00f3.","og_url":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/","og_site_name":"Vivendex People & Properties","article_published_time":"2021-03-16T13:11:00+00:00","article_modified_time":"2023-04-13T14:36:05+00:00","og_image":[{"width":800,"height":600,"url":"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2021\/03\/balance-en-una-inmobiliaria.jpg","type":"image\/jpeg"}],"author":"Josep Ramon S\u00e1nchez","twitter_card":"summary_large_image","twitter_title":"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?","twitter_misc":{"Escrit per":"Josep Ramon S\u00e1nchez","Temps estimat de lectura":"3 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/","url":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/","name":"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?","isPartOf":{"@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/#website"},"datePublished":"2021-03-16T13:11:00+00:00","dateModified":"2023-04-13T14:36:05+00:00","author":{"@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/#\/schema\/person\/f41ebded5d7f08b3e63d6b229a2df7c1"},"description":"Si gestiones una empresa del sector real estate, pot ser que alguna vegada t'hagis fet aquesta pregunta. La veritat \u00e9s que no es tracta \u00fanicament d'un problema immobiliari, al contrari, parlem d'una situaci\u00f3 que pot afectar qualsevol tipus d'empresa i que t\u00e9 f\u00e0cil soluci\u00f3.","breadcrumb":{"@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/per-que-el-balanc-de-la-meva-immobiliaria-dona-perdues-si-tinc-diners-al-banc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/info.vivendex.com\/business-partners\/ca\/"},{"@type":"ListItem","position":2,"name":"Per qu\u00e8 el balan\u00e7 de la meva immobili\u00e0ria d\u00f3na p\u00e8rdues si tinc diners al banc?"}]},{"@type":"WebSite","@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/#website","url":"https:\/\/info.vivendex.com\/business-partners\/ca\/","name":"Vivendex People & Properties","description":"Vivendex Business Partners es el sistema que te permite captar contactos de calidad mediante procesos autom\u00e1ticos de marketing y ventas","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/info.vivendex.com\/business-partners\/ca\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/#\/schema\/person\/f41ebded5d7f08b3e63d6b229a2df7c1","name":"Josep Ramon S\u00e1nchez","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/info.vivendex.com\/business-partners\/ca\/#\/schema\/person\/image\/","url":"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2023\/01\/josep-ramon-autor.jpg","contentUrl":"https:\/\/info.vivendex.com\/business-partners\/wp-content\/uploads\/2023\/01\/josep-ramon-autor.jpg","caption":"Josep Ramon S\u00e1nchez"},"description":"Business Partners Manager","url":"https:\/\/info.vivendex.com\/business-partners\/ca\/author\/josep-ramon-sanchez\/"}]}},"_links":{"self":[{"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/posts\/115"}],"collection":[{"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/comments?post=115"}],"version-history":[{"count":3,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/posts\/115\/revisions"}],"predecessor-version":[{"id":392,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/posts\/115\/revisions\/392"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/media\/390"}],"wp:attachment":[{"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/media?parent=115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/categories?post=115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/info.vivendex.com\/business-partners\/ca\/wp-json\/wp\/v2\/tags?post=115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}